You should think about whether you have the right car insurance coverage for you whenever you have a major life change, such as when you buy a home, get married, or have a child. A life change can have a major effect on which coverage provides the right protection for you. Also, it can make sense to get quotes and compare prices periodically. Many

You must carry the minimum car insurance coverage limits required by law, which varies by state. After you have met the minimum legal requirements, you can choose to increase your coverage limits for greater reimbursement potential. For additional protection, you can also choose to add additional car insurance coverage, such as comp and collision,

If you get in an accident and youre uninsured, you face getting sued, losing your lifes savings and getting jail time.

Yes, there are different insurance coverage types and they are as follows Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

The required coverage varies by state. Most states require at least a minimum amount of liability insurance, while some states, such as Massachusetts, also require a minimum amount of personal injury protection coverage (also referred to as PIP insurance). Each state sets its own level for minimum coverage for various portions of insurance.